Gone are the days when being on a different network with your friend limits you from sending or receiving mobile money from them directly. The money money revolution is getting more and more innovative every year and this app called POKETI removes all barriers on mobile money platforms. The app enables MTN customers buy Airtel Airtime using their MTN mobile money accounts, also Africell customers can send money directly to any registered mobile money account on any other network, something I have personally longed to do. The USSD based app was first rolled out in September last year but gained less traction, its about 1.5 MB and has over 500 installs on the Google Play store. Today, we bring you several ways of how to use POKETI make border-less mobile money transactions.

The app has a minimalist and straightforward user interface with five core features;

Main User Interface & Transfer Mobile Money

1. Send and Receive Mobile Money

You will also be able to simply send or withdrawal money off or on your Mobile Money account to other mobile money accounts across network in Uganda, for example from MTN to Airtel, Africell, UTL, Smart and vice versa.

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Click the “Mobile Money” option and select whether you want to send or withdraw money across networks. Enter the desired send/receive amount, receiver number and sender number. A secrete code will be required in some cases.

2. When transferring Airtime

You can load airtime on your phone or send airtime to other numbers across network direct from your Mobile Money account balance on a single Network in Uganda.
Mobile Money Transfers and Withdrawals.

Click the “Buy Airtime” option, enter the desired amount, receiver number and sender number.

POKETI Airtime and Remmittance
Transfer Airtime and Remittances

3. Remittances

Ugandans can use POKETI to receive cash from any country in the world directly on their mobile phones, which they can eventually withdraw from any mobile money agent.

Click the “Remittances” option and enter receiver number and secret code.


4. Bulky Payments and Receiving

POKETI provides Merchant accounts to corporate clients to enable them receive payments for goods and services from the general public. Merchant Accounts are also to do bulk POKETI transactions, for instance, a company or a Non-Governmental Organization wants to buy airtime or send money in bulk.

Click the “Third Party Payments” option and select whether you want to send or withdraw money across networks. Select from the several Merchants Provided.

POKETI Payments & SACCOs
3rd Party payments and SACCOs


POKETI provides SACCOs/Cooperatives in Uganda with a free Cooperative Banking Software that is fully integrated with POKETI, so that their SACCO members can be able to deposit, withdraw, check balance and all major SACCO transactions using POKETI.

Click the “SACCO” option Select from the several SACCOs Provided.


6. Utilities Bills

This feature is not yet available but once fully functional it will enable payments for all major utilities; up to 43 utilities in Uganda such as;

o Africell Airtime
o Africell Internet
o Africell PinCode
o Airtel Internet
o Airtel Uganda
o Azam Media
o DSTV Multichoice
o GoTV
o K2 Telecom
o MTN Mobile Internet
o MTN Pincode
o MTN Uganda
o RokeTelkom
o SMART Telecom
o Smilecoms
o Startimes/starsat
o Tangerine
o Tugende
o Uganda Telecom
o UMEME yaka
o UTL Internet
o UTL PinCode
o UTL Post paid
o Vodafone Uganda
o Worldwide Airtime
o Zuku TV
o Skype
o Play station
o Xbox Live
o Steam
o Facebook
o Amazon
o Rixy
o eBay
o Nintendo e-shop
o Karma Koin
o I tunes
o Google Play

This Option is still in COMING SOON mode as not active now.

You can download the app from the Google Play Store.